Titles are considered what you could find out about a character by asking typical NPCs. If a title is ... odd, that usually means the chararcter's reputation is ... interesting.
If it makes you more comfortable to role-play out the rumor-collecting process, go right ahead: Ask a few NPCs or players about faith XXX's priests.
Tells are always IC. (Well, unless you preface them by OOC: or somesuch.) Your character is considered a natural telepath. (The game is just too big to require face-to-face meetings all the time.)
As for the encounter itself, don't worry about it overmuch. Religions are generally delighted to get new players. If you've read the god's help file, and thought about why your character would want to serve him/her/it, you'll do fine.
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