I have no issues with these and it makes sense. However, after a period of inactivity I've found that my bank balance is a good 25-30 obsidian less. Now, I've only been inactive for around a month (and even then I was logging in for at least an hour if not 2 hours per week).
My issue is simply that there is no mention of this in the help files. Which, considering I had low activity for one month (that is four weeks the length of a lot of peoples annual holiday), I also personally feel that the degree of loss is a little excessive, however, that is not the purpose of this.
Quote:
Game help] bank
Syntax: balance
deposit <amount>
withdraw <amount>
Banks are located in some of the cities and larger towns in Shattered
Kingdoms. These institutions protect your hoardes of wealth, should you be
lucky enough to accumulate any, from pickpockets and thieves. Your money
remains safe in the bank even when you die (unless confiscated as penalty
by the law-keepers).
For any of these commands to work, you must be standing in a bank. The
amounts used by the banks are always given in copper coins. Worth will
tell you, at a glance, the amount of money in your inventory (as well as
your progress towards the next level).