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Going without combat at all is a bit different, but still possible if you are a caster. Priests have the best chance of doing it, since the XP they get for healing spells is directly related to the amount of damage you heal. Quests can help the whole way, and if you start in Ayamao, even as a newbie. (I've always wanted there to be Ayamao-like quests in every starting city, but it doesn't seem to have happened...) Rewards can't be counted on, but do help fill in the gaps. At the high end, mentorship can now provide a decent amount of XP as well as extra training points.
Zhenshi also provides a couple quests that only newbies can do, so thats another place a non-violent character could make do in, not to mention there are several quests through out Zhenshi near Nerina that could give a young character a decent start if they wish to be non-violent.
Also Leri, be careful what you say or how you act infront of some people. Even the slightest comment could bring PK to your character even if you didn't want it, not to forget there are occasions young characters can get caught up in the crossfire when a city is attacked.
As for getting money, sell things you find in the bins in the cities, or simply ask people for some money you'd be suprised how many people will just hand it over.