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I would like to point out that j-lootin', is not IC. You know damn well your taking a stab at the player.
This is not true. Junk-looting is the rational response to a foe who will be resurrected in a few minutes. The whole point of ICly killing a hero (PC) is to keep him out of action for a while. A thorough looting greatly increases that time.
For a paladin to not loot an Adept, just so the Adept can get back to murdering people faster, is arguably a blemishable offense. Inhibitions are only going to get lower as one's alignment goes darker.
Granted, this isn't something that should be done with every target, only real threats or hated enemies. It's also better form not to junk people's stuff right in front of them. But it's a legitimate tactic, whether you like it or not.
The best solution is to learn how to re-equip yourself quickly. You really don't need to have GM-level, enchanted stuff to play your character.