Rodwen wrote:
It takes a stat away from whatever stat is the highest on your character.
For example, giant max str is 25, con is 24. if you have 23 str and 24 con when you lose a level, you now have 23 str and 23 con. I am not totally sure on this next part, but if you have two stats tied for the highest, it takes away from the most relevant stat to your class.
This isn't accurate. I've run into the issue before and sent a PM to Dulrik. His response was that it removed 1 point from a random stat that you have put stat points into previously. This was a few years ago now, but yeah, you want to check all of your stats when you lose a level that was one that earned a stat point. It only occurs on a level that you received a stat point for.
The primary thing to remember is to just check your stats if you lose a level on one that you earned a stat point.