Shattered Kingdoms

I was wondering if, as part of the monthly reboot process, characters that did not bank enough hours have their bank accounts "adjusted".

I have a log that shows my account balance at 36 obsidian on February 24.

I lost my leadership flag on March reboot and was given to me again yesterday (March 1)

I went to my bank account today, I now have 5 obsidian.

I did not loose any equipment (including sacred gear and limited gear) during the reboot so I logged a fair number of hours in February, however I lost 31 obsidian with not obvious reason other than my lack of activity.

It is. My scout lost a lot of money in her account on reboot.

Is it just this month or was that a previous month?

Honestly, this is probably a good thing. Since money is a fixed resource, money can and is hoarded in SK just like any item. Decoining is one of the few buffer solutions the current economy really can rely on. Taking coin out of idle bank accounts and putting it back into 'circulation' means the economy is less sensitive to its own mechanics.

I wouldn't be surprised if accounts that were never withdrawn from started to take hits, too, based on what Dulrik's had to say about the economy system.

Government stealing your pension plans and funds? Sounds about right.

I would rather have seen the economy modified to allow for the fact that people like keeping money in their banks instead of deciding empty bank accounts represented an equilibrium, if this is indeed what's happened.

Previously

This has been happening for several months.

Yeah I recently had around 40 obsidian taken from my guy after some inactivity.

In no real world scenario is saving money (or as it seems to be called here, hoarding) remotely harmful to an economy, but is in fact beneficial. Maybe a better idea would be that since the banking in SK is true banking (i.e. a store of money, rather than deposits that are fractionally lent back out), it would only make sense that there would service charges for the service of money storing provided. For people who routinely were making deposits, this draw would be offset by their "income", but for those who never were on much, money would still be taken away, but it wouldn't be along the lines of 80-90% of your wealth suddenly vanishing.

Well, as online hours each month now affect so many things - bank accounts, equipment, leadership, paragon, etc... - could we please get a monthly hour counter on our score or attributes sheets?

I would really like a response from an immortal regarding this, as I am not sure about others, but I had plans for my character's money.